Comments on: How Much Will Getting A New Credit Card Affect My Credit Score?

By: Anonymous

Anonymous — Wed, 20 May 2009 11:10:12 +0000

Do not take on any new credit before you get the property refinanced. If you are eligible for the refinancing now the last thing you want to do is change your credit rating.

By: antor

antor — Wed, 20 May 2009 11:10:12 +0000

I agree with others here

By: bubblegu

bubblegu — Wed, 20 May 2009 11:10:12 +0000

The way the economy is going I would wait a couple of months

By: of a demon in my view

of a demon in my view — Wed, 20 May 2009 11:10:12 +0000

I’m not sure exactly, but this site has a lot of answers listed for common questions: http://www.productsupplycenter.com/web24... It’s helped me raise my credit score so much in the past few months.

By: SPIFIMAN

SPIFIMAN — Wed, 20 May 2009 11:10:09 +0000

OK first of all lets clear up some misconceptions because obviously some people did not read your question and understand what you said.
The largest part of your score is not your debt to credit ratio 30% it’s your payment history 35% and if what you say is true that you pay your bills in full that means having additional credit will not help you because your debt to credit ratio is near 0% now and your payment history should be outstanding.
So having just refinanced my home and also having very strong credit I would offer the advice that my banks loan officer gave me. Wait until after your refinance is completed and then sign up for the Delta card.